Is Bad Credit Holding You Back?
Not only do we clean your credit, we build it with tradelines. We deliver a guaranteed 720 credit score, home and auto loan approval backing, and direct access to over $100,000 in prime funding.

What You Get With Fynity
720 Credit Score
Guaranteed Results
Not only do we clean your credit, we build it with tradelines. We wipe negatives off all 3 bureaus and add seasoned tradelines so you qualify for tier-1 rates.
Access $100,000 Credit
200+ Bank Partners
Once your profile hits the 720 mark, our finance team connects you with over 200 banks and lenders ready to extend high-limit business and personal credit lines.
Big Home Program
Mortgage-Ready Profile
Cut the rental cord! We repair negatives, boost your score to 720, and get your profile qualified with guaranteed mortgage backing.
Total Auto Program
Drive What You Want
Drive off the lot with prime-rate auto loan approvals and zero dealer markups through our network of dedicated lending partners.
See How We Get Credit Scores To Jump
Not only do we clean your credit, we build it with tradelines. Look at the massive point jumps across Equifax, Experian, and TransUnion when negative items get wiped and seasoned tradelines report.

Equifax 688 (+45) • Experian 746 (+104) • TransUnion 722 (+120)

Negative accounts wiped & tradelines reported across bureaus

Verified 720+ score boost through dedicated tradeline placement

Instant profile restoration ready for home, auto & high-limit credit
Why Do Our Clients Reach 720 So Fast?
Most credit repair companies only send dispute letters. We pair aggressive dispute removals with primary and authorized user tradelines that immediately elevate your limits, lower utilization, and push your score into the 720+ tier.
Welcome To The 700 Club
See real client score jumps across Equifax, Experian, and TransUnion after using the Fynity Credit Builder Program.
"Client for life"
"They just added my tradelines and now I am ready for funding. Got my first $65,000 to start my business. I am a client for life!"
"MONEY, MONEY, MONEY"
"This was so easy. I just uploaded my documents and they did the rest. Not only did they clean my report, they built it with tradelines. Now it's time to get this money!"
"Trust the process"
"Never thought it possible to bounce back that fast. All negatives gone, tradelines added, and now time to buy my house. All the way up!"
"My life changed forever"
"3 REPOSSESSIONS, A BAD MORTGAGE, AND SEVERAL OTHER BAD ACCOUNTS GONE. OVER $200K IN DEBT WIPED FROM MY CREDIT REPORT AND SCORE SHOT OVER 760."
Price Breakdown
Two simple ways to enroll. Either pay once or split it — and either way, you can earn it all back through referrals.
One-Time Payment
Pay once and get the full program — no second payment
- Guaranteed 720+ Credit Score
- We clean your credit & build it with tradelines
- Guaranteed Home Loan Pre-Approval
- Guaranteed Auto Loan Approval
- Access to $100K+ in Funding
- Free Tradelines added directly to profile
- VIP 1-on-1 Funding Concierge
- Refer 3 clients → get $500 back
Split Payment Plan
Pay half now, half in 60 days — or pay nothing later
- Guaranteed 720+ Credit Score
- We clean your credit & build it with tradelines
- Guaranteed Home Loan Pre-Approval
- Guaranteed Auto Loan Approval
- Access to $100K+ in Funding
- Free Tradelines added directly to profile
- VIP 1-on-1 Funding Concierge
- Refer 3 clients in 60 days → skip the 2nd $500
Refer 3 & Get $500 Back
On the Split Payment Plan, refer 3 clients in 60 days and your second $500 is waived. On the One-Time Payment, refer 3 clients and get $500 refunded — net cost just $299.
100% Written Guarantee — full refund if we miss your target.
Four Ways We Transform Your Financial Life
Not only do we clean your credit, we build it with tradelines. Here's exactly what each piece of the program delivers.

720 Credit Score
Guaranteed Results
Not only do we clean your credit, we build it with tradelines. We wipe negatives off all 3 bureaus and add seasoned tradelines so you qualify for tier-1 rates.
See Pricing
Access $100,000 Credit
200+ Bank Partners
Once your profile hits the 720 mark, our finance team connects you with over 200 banks and lenders ready to extend high-limit business and personal credit lines.
See Pricing
Big Home Program
Mortgage-Ready Profile
Cut the rental cord! We repair negatives, boost your score to 720, and get your profile qualified with guaranteed mortgage backing.
See Pricing
Total Auto Program
Drive What You Want
Drive off the lot with prime-rate auto loan approvals and zero dealer markups through our network of dedicated lending partners.
See PricingPrice Breakdown
Two simple ways to enroll. Either pay once or split it — and either way, you can earn it all back through referrals.
One-Time Payment
Pay once and get the full program — no second payment
- Guaranteed 720+ Credit Score
- We clean your credit & build it with tradelines
- Guaranteed Home Loan Pre-Approval
- Guaranteed Auto Loan Approval
- Access to $100K+ in Funding
- Free Tradelines added directly to profile
- VIP 1-on-1 Funding Concierge
- Refer 3 clients → get $500 back
Split Payment Plan
Pay half now, half in 60 days — or pay nothing later
- Guaranteed 720+ Credit Score
- We clean your credit & build it with tradelines
- Guaranteed Home Loan Pre-Approval
- Guaranteed Auto Loan Approval
- Access to $100K+ in Funding
- Free Tradelines added directly to profile
- VIP 1-on-1 Funding Concierge
- Refer 3 clients in 60 days → skip the 2nd $500
Refer 3 & Get $500 Back
On the Split Payment Plan, refer 3 clients in 60 days and your second $500 is waived. On the One-Time Payment, refer 3 clients and get $500 refunded — net cost just $299.
100% Written Guarantee — full refund if we miss your target.
Get Your Credit Snapshot First
Before we build your custom plan, see exactly what's on your report. Grab a free snapshot of your credit, or pull all 3 bureau scores for just $1.
Free Credit Snapshot
$0 — No Cost
- Instant snapshot of your current credit standing
- See what's helping and hurting your score
- No commitment — completely free
- Perfect starting point for your Fynity plan
All 3 Bureaus for $1
Equifax • Experian • TransUnion
- Full tri-bureau credit reports & scores
- Real-time monitoring across all 3 bureaus
- The exact data Fynity uses to build your plan
- Complete picture for maximum score jumps
Your credit data is pulled securely. Fynity advisors use it to build your guaranteed 720 score plan.